Step 1. Choose a State

  • If you mainly operate in one state → register there.

  • If your business is online or national → consider Wyoming (low cost & privacy), Delaware (investor-friendly), or Nevada (no state income tax).

Step 2. Pick a Business Name

☐ Make sure it’s unique (search your state’s Secretary of State website).
☐ Follow state naming rules (most require “LLC” or “Limited Liability Company” in the name).
☐ Optionally register a DBA (Doing Business As) if you’ll operate under a different name.

Step 3. Choose a Registered Agent

☐ Must have a physical address in the state.
☐ Can be you, another person, or a service company (usually $50–$150/year).
☐ They receive legal/tax documents for your business.

Step 4. File Articles of Organization

☐ File with the Secretary of State (online in most states).
☐ Pay the filing fee (ranges $50–$500, depending on state).
☐ Once approved, you’ll officially exist as an LLC.

Step 5. Create an Operating Agreement

☐ Not always required by the state, but highly recommended.
☐ Explains how the LLC is run (ownership, profit split, voting, rules).
☐ Protects against disputes between members.

Step 6. Get an EIN (Employer Identification Number)

☐ Apply free at the IRS website
☐ Needed for taxes, hiring employees, and opening a business bank account.

Step 7. Register for State & Local Taxes

☐ Sales tax permit (if you sell products).
☐ Employer taxes (if you have workers).
☐ Industry-specific permits/licenses (restaurant, contractor, daycare, etc.).

Step 8. Open a Business Bank Account

☐ Keep business and personal money separate (important for liability protection).
☐ Usually need: Articles of Organization, EIN, and Operating Agreement.

Step 9. Maintain Your LLC

☐ File annual reports (if required by your state).
☐ Pay annual state fees (varies, usually $50–$300).
☐ Keep licenses and permits up to date.